Page 1 of mobile phone cover.

hello i just had a phone from e2save and it comes with the
usual phone covers one for tec help other that covers for
stolen or damage and normally i would not bother with them
but i was just wondering if and what people thought of the
cover i have heard people have had them in the past and
when i comes to claim the exclusions were amazing,
every way they can get out with paying out they would,
apart of me thinks well for 6 quid a month not bad but the
caution in me thinks another 6 quid for nothing.
ever had to claim?
was it worth it or should i not bother.
thanks for your time

I think most home insurance tends to cover mobile phones anyway. I`ve never claimed personally though. Touch wood.