Page 5 of I thought car insurance was supposed to be cheaper this year?

I've just had to cancel a policy with Hastings for my Saab 9-5 after 9 months as their quote for changing the policy over to my new car was £500 for the remaining 3 months; I think the years policy was £300!

It means I'll lose that years no claims but as I'm on 9 I don't think it matters too much.

I purchased through Liverpool Victoria (via Top Cash Back (£37)) for £500 for the year and I get to drive other cars 3rd party which was something I never got with Hastings.

My wife just passed her test in May (Auto only) and she's paying £600 with Admiral on a Countryman S which I thought was pretty good!

There's a post code check you can do which will tell you how high risk your post code is for car insurance; makes a big difference if you play around with A - F ratings!  https://www.theclayclothcompany.co.uk/car-insurance-post-code-ratings.html

Bright side of Covid 19?

Car insurance premiums are dropping.

Last year I switched from Admiral to Hastings, when their renewal quote killed my brand loyalty. Hastings Direct offered £310 on a 2015 Ford Fiesta in 2019.

Today I got Hastings renewal quote, which was a reasonable and Ted Rogers-ish £321. That's normally enough  to keep me loyal, but on a hunch I Confused the Meerkat, and called back to haggle.

Got it down to £222

I have never paid less for car insurance in my life.

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Jitendar Canth

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"I thought what I`d do was, I`d pretend I was one of those deaf-mutes."

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I'm with Admiral and they wacked up my renewal recently. I just told them the cheaper price I was quoted and they instantly said they'd match it. I was quite surprised because I have done this before (not with Admiral) and they told me they wouldn't match or even get near the quote. It actually would have been real hassle to move because (I think it was Lloyds Bank insurance) wanted historical proof of no claims bonus going several insurers back.

A small bonus is that Admiral refunded £25 to all customers for low vehicle use during lockdown.

I have got things like business use, no claims protection, motor legal, etc which bump the price up (I think I pay about £294 on an '09 Citroen Grand Picasso) and the cost also depends on how steep you'll go with the excess which have got a bit eye-watering these days.

My van insurance quote through Halifax has went up £40 from last year, so going to try confused com, as it will be cheaper and they are doing rewards right now if you pick them, worth around £20. 

I have never had loyally to any insurance for over a decade now, the cheaper the better, so always do the comparison sites if the insurance is higher than usual, as it is now.

I'm with Admiral, and so is the wife, just had £25 back on each policy, and renewal on her year old corsa fully comp protected, with business mileage included, courtesy car, and only £250 excess... renewal quote £165

Didnt bother compare the meerkat, as at that price my time is worth more!

renewal quote was £10 cheaper than last year, went to comparison site, could get a lot cheaper elsewhere, so I rang them up, guy was helpful, said he could drop a bit  more off for loyalty, pointed out that was still £50 more than the best price I got offered elsewhere, so he asked about this and that, mileage (even dropping that lots made little difference, but I don't do many miles normally).

I kind of felt bad about leaving them!

The guy on the phone was trying his best, said he'd get his manager if I wanted, but the best a manager can approve is another £10 off, so we said our goodbyes, wonder if i'll be back with them next year after same song and dance with new insurer ;)

https://admars32.wordpress.com/
https://mobro.co/admars?mc=1

This year my renewal is £5 cheaper, I don't ever remember it being lower for a renewal. I might even not shop around!

It's Insure Pink (Hastings Insurance).


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You may find if they base it purely on statistics there's been a lot less driving and therefore accidents during lockdown so I'd still shop around.

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Doesn't usually stop them putting it up!

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Quote:
Robee J Shepherd says...
"Doesn't usually stop them putting it up!"
They were giving small refunds last year during lockdown for specifically that reason.


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