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Received direct from British Transport Police...

miikeyblue82 (Elite) posted this on Thursday, 1st April 2010, 11:54

I know it looks spammy, but I promise the source is legit!!


VISA/MASTERCARD SCAM

This has been passed on via another Force area through our own

Fraud Department In Wiltshire Constabulary, and it is a very

convincing SCAM. We have been asked to disseminate the

information as widely and was quickly as we can through

Neighbourhood Watch, School Safe and others.


This one is pretty slick since they provide YOU with all the

information, except the one piece they want. Note, the callers do not

ask for your card number; they already have it. This information is

worth reading. By understanding how the VISA & MasterCard

Telephone Credit Card Scam works, you`ll be better prepared to

protect yourself.

One of our employees was called on Wednesday

from "VISA", and I was called on Thursday from "MasterCard". The

scam works like this: Person calling says, "This is (name), and I`m

calling from the Security and Fraud Department at VISA. My badge

number is 12460. Your card has been flagged for an unusual

purchase pattern, and I`m calling to verify. This would be on your

VISA card which was issued by (name of bank) did you purchase an

Anti-Telemarketing Device for £497.99 from a Marketing company

based in London ?" When you say "No", the caller continues with,

"Then we will be issuing a credit to your account. This is a company

we have been watching and the charges range from £297 to £497,

just under the £500 purchase pattern that flags most cards. Before

your next statement, the credit will be sent to (gives you your

address), is that correct?" You say "yes". The caller continues - "I

will be starting a fraud investigation. If you have any questions, you

should call the 0800 number listed on the back of your card (0800-

VISA) and ask for Security. You will need to refer to this Control

Number. The caller then gives you a 6 digit number. "Do you need

me to read it again?"

Here`s the IMPORTANT part on how the scam works the caller then

says, "I need to verify you are in possession of your card." He`ll ask

you to "turn your card over and look for some numbers." There are

7 numbers; the first 4 are part of your card number, the next 3 are

the security numbers that verify you are the possessor of the card.


These are the numbers you sometimes use to make Internet

purchases to prove you have the card. The caller will ask you to

read the 3 numbers to him. After you tell the caller the 3 numbers,

he`ll say, "That is correct, I just needed to verify that the card has

not been lost or stolen, and that you still have your card. Do you

have any other questions?" After you say, "No," the caller then

thanks you and states, "Don`t hesitate to call back if you do", and

hangs up. You actually say very little, and they never ask for or tell

you the Card number .

But after we were called on Wednesday, we called back within 20

minutes to ask a question. Are we glad we did! The REAL VISA

Security Department told us it was a scam and in the last 15 minutes

a new purchase of £497.99 was charged to our card. Long story -

short - we made a real fraud report and closed the VISA account.

VISA is reissuing us a new number. What the scammers want is the

3-digit PIN number on the back of the card. Don`t give it to them .

Instead, tell them you`ll call VISA or MasterCard directly for

verification of their conversation. The real VISA told us that they will

never ask for anything on the card as they already know the

information since they issued the card! If you give the scammers

your 3 Digit PIN Number, you think you`re receiving a credit.

However, by the time you get your statement you`ll see charges for

purchases you didn`t make, and by then it`s almost too late and/or

more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call

from a "Jason Richardson of MasterCard" with a word-for-word

repeat of the VISA scam. This time I didn`t let him finish. I hung up!

We filed a police report, as instructed by VISA. The police said they

are taking several of these reports daily!




RE: Received direct from British Transport Police...

Stu UK (Elite) posted this on Thursday, 1st April 2010, 12:16

Its spam its an old one and has lots of american phrases throughout.....

RE: Received direct from British Transport Police...

Chris Gould (Elite) posted this on Thursday, 1st April 2010, 12:23

Do people still fall for these things? Surely common sense dictates that you never give any unsolicited callers your credit card details?

RE: Received direct from British Transport Police...

Pete-MK (Elite Donator) posted this on Thursday, 1st April 2010, 22:07

Quote:
Surely common sense dictates that you never give any unsolicited callers your credit card details?


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RE: Received direct from British Transport Police...

bandicoot (Elite) posted this on Saturday, 3rd April 2010, 19:04

I had SANTANDAR on an automated phonecall to me saying that they were Santandar fraud department, and that my card account was flaged up, and was now frozen, and asked for personnel details. I hung up.

I never answered any of the following seven calls from them, as it sounded to fishy to be real, untill i checked my account and it was frozen

i had to go to the local Sandandar bank and get them to unfreeze it,

They asked why not give your details to the phonecall, and I said i have been told all the time never do that, so I won`t, and they said, then your account would have remained frozen forever. MADNESS !

I was discusted by not being able to get to my funds that night, and that the reason for the account being frozen was due to me using the card out of character, ie, a low withdrawal followed by a high withdrawl that I normally never use, so they were profiling my account and trying to outthink my uses of the card, CRAZY !

So now, not only can criminals not get access to my account, sometimes I can`t either. I am in the procces of changing banks now, as SANTANDAR has gone security mad :D



This item was edited on Saturday, 3rd April 2010, 20:07

RE: Received direct from British Transport Police...

**haGGis** (Harmless) posted this on Tuesday, 6th April 2010, 09:39

Hoax

This item was edited on Tuesday, 6th April 2010, 10:39

RE: Received direct from British Transport Police...

RJS (undefined) posted this on Tuesday, 6th April 2010, 11:33

Bandicoot, I know what you mean. They try and verify who you are, but what about you verifying who they are first? I`d ask for something only they would know about me before I gave over anything useful too.


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RE: Received direct from British Transport Police...

Rassilon (Elite) posted this on Tuesday, 6th April 2010, 12:52

Had similar at 3am the other week from MBNA, stating we needed to make a payment, THO answered, told them to ring later, I`m en-route to work she rings me up about to give details & about to make a payment to them.

Told her to tell them to wait untl I was in work to sort it out.  Sorted at work (genuine), the following Monday they ring back again 3am without checking that I had actually been online & made the payment, would I like to set up a DD, bellowed back "at 3am in the morning my time, WTF do you think?".



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